Accountabilities & Key Roles:
- Reviewing and evaluating CR packages submitted by SMEs.
- Generating executive summary reports for complex transactions.
- Assessing and evaluating financial data and proposed facilities structures.
- Preparing and producing presentations in relation to proposed facilities for Joint
- Credit Committee (JCC) within the set out deadlines.
- Communicating JCC s decisions to subject hubs, subsidiaries, and branches.
- Analyze and review CR packages, to ensure capturing adequate level of data for risk calculation, structuring, and pricing.
- Ensure suitability of structure to purpose and sources of repayment.
- Identify risks, mitigates and exit strategies and ensure their appropriateness.
- Validate risk rating and ensure appropriateness of pricing as compared to risk.
- Ensure that CR packages are in line with set strategy, policies and guidelines.
- Generate CR executive summary reports in case of complex transactions.
- Investigate history of subject borrower, credit standing, and relationship with Arab Bank Plc (if any).
- Recommend and obtain approval / decline for credit requests.
- Communicate JCC s decision regarding subject credit requests to concerned hubs, branches, and subsidiaries.
- Ensure the integrity and quality of data and data analysis.
Job Requirements:
- Education: University degree from a reputable university
- Experience : 4+ years experience in Banking in a related field
- Strong attention to detail and ability to notice discrepancies in data
- Impeccable understanding of financial statements, ratios, and concepts
- Ability to deliver results against tight deadlines
- Proven analytical and modeling skills and thorough
- Understanding of financial statements
- Strong understanding of market requirements and cyclical industries
