About Wio Invest
Wio Invest is an exciting product that plays a crucial role in Wio Personal's mission to be the best place to spend, save, and grow your money. Our goal is to build an investment platform that empowers our customers to grow their wealth and achieve their financial goals
Role Overview
The
Compliance Manager DeFi Platform is a critical regulatory role mandated under the new SCA licensing category for digital asset activities. Beyond the regulatory requirement, this role provides deep subject-matter expertise in on-chain compliance, blockchain monitoring, Travel Rule execution, and virtual-asset risk management.
You will be responsible for establishing and maintaining a
fit-for-purpose compliance framework for Wio's DeFi platform, ensuring all activities meet regulatory expectations from day one. This includes overseeing monitoring systems, assessing blockchain-related risks, implementing controls, preparing for independent audits, and managing regulatory engagement.
This role requires a hybrid understanding of
traditional financial compliance and
blockchain-native risks, making it a foundational hire for the safe and compliant scale-up of Wio's DeFi business.
What You'll Be Responsible For
- Regulatory Compliance & Policy Framework
- Design, implement, and maintain compliance frameworks aligned with SCA requirements, virtual asset guidelines, and Wio's internal policies.
- Lead regulatory readiness activities for the DeFi platform, ensuring full compliance from launch.
- Develop risk assessments, internal controls, and compliance monitoring plans specific to digital asset activities.
- On-Chain Transaction Monitoring & Risk Controls
- Implement and manage blockchain transaction monitoring, including KYT, wallet risk scoring, and anomaly detection.
- Define wallet-level risk categorizations and escalation workflows for high-risk activity.
- Work closely with technology and product teams to integrate blockchain analytics tools into operations.
- Travel Rule Execution & Reporting
- Lead Travel Rule implementation across all relevant DeFi flows.
- Oversee the integration of Travel Rule solution providers and ensure data completeness, governance, and reporting accuracy.
- Maintain up-to-date knowledge of evolving cross-border Travel Rule requirements.
- Blockchain-Specific Compliance Obligations
- Ensure appropriate governance for:
- Custody of digital assets
- Transaction settlement
- Sanctions screening at the on-chain level
- Smart contractrelated compliance risks
- Develop operational checklists, audit trails, and control processes unique to DeFi/crypto businesses.
- Risk Management & Incident Response
- Establish risk acceptance criteria for blockchain-based operations, including fraud, market abuse, and counterparty risks.
- Support incident response processes related to smart contracts, wallets, and blockchain transactions.
- Conduct periodic reviews of DeFi protocols, liquidity partners, and counterparties.
- Regulatory Engagement & Audit Readiness
- Act as a point of contact for regulatory engagements, inspections, and responses to SCA and other regulators.
- Support independent audits and assurance reviews by preparing documentation, evidence, and control narratives.
- Maintain strong documentation hygiene across all compliance controls.
- Cross-Functional Collaboration
- Partner with engineering, cybersecurity, product, treasury, and operations teams to embed compliance into the platform's design.
- Ensure new features follow a compliance-by-design approach.
- Provide continuous training and awareness sessions to internal stakeholders.
What Are We Looking For
Must Haves
- 58 years of compliance experience in financial services, fintech, or virtual asset service providers (VASPs).
- Strong understanding of blockchain technology, DeFi ecosystems, and crypto-native risk surfaces.
- Hands-on knowledge of on-chain transaction monitoring, KYT tools (e.g., Chainalysis, Elliptic), and blockchain analytics.
- Experience implementing Travel Rule solutions end-to-end.
- Familiarity with custody, wallet architecture, sanctions screening, and blockchain settlement risks.
- Strong exposure to regulatory frameworks: SCA, FSRA, VARA, MiCA, or equivalent.
- Excellent communication skills and ability to work with regulators and auditors.
