Credit Analyst

Job Title: Credit Analyst

Industry: FinTech

Location: Abu Dhabi, UAE

Experience Required: 45 Years

Compensation: AED 10,000 12,000 + Performance Incentives

About the Role:

We are hiring a Credit Analyst for a fast-growing fintech company in the UAE. The role will focus on credit risk evaluation, lending decision support, and portfolio performance management, ensuring alignment with business goals and UAE regulatory requirements.

Key Responsibilities:

Assess creditworthiness of SME customers using financial statements, bank data, and credit bureau reports

Conduct detailed credit and risk analysis; prepare credit appraisal reports

Recommend credit limits, pricing, and risk mitigation strategies

Monitor loan portfolio performance and identify early warning signals

Collaborate with underwriting, sales, and risk teams to support lending decisions

Ensure compliance with internal credit policies and UAE regulatory guidelines

Support periodic credit reviews, renewals, and restructuring of facilities

Required Skills & Qualifications:

45 years of experience as a Credit Analyst / Risk Analyst or similar role

Mandatory experience in FinTech, NBFC, Banking, or Financial Services

Strong understanding of credit risk assessment, lending products, and financial analysis

Experience handling SME, retail, or digital lending portfolios

Proficiency in Excel and credit analysis tools

Knowledge of UAE credit bureaus and regulatory frameworks (preferred)

Strong analytical, communication, and stakeholder management skills

What's on Offer:

Competitive salary: AED 10,000 12,000

Performance-based incentives

Exposure to a high-growth fintech environment

Strong career growth and learning opportunities

Interested candidates may share their CV at:[Confidential Information]