Digital Banking Solution Architect

Job Description:

Must-Have

• Bachelor's or master's degree in computer science, Information Technology, or related field.
• Proven experience (8+ years) working as a Solution Architect or Technical Lead in the banking or financial services industry.
• Deep understanding of banking business processes, products, and regulatory requirements, with expertise in one or more banking domains, such as retail banking, corporate banking, wealth management, or payments.
• Strong knowledge of digital banking systems and technologies, basic knowledge of core banking systems, payment systems, and regulatory reporting solutions.
• Open Shift, Micro Services, MS Azure, Kubernetes, End to End architecture Omni channel, API gateway understanding, Enterprise Integration platforms like Confluent Kafka, API design, Database
• Proficiency in architecture design principles, patterns, and methodologies, with experience in designing scalable, resilient, and secure solutions.
• Experience in working in Agile delivery model
• Excellent communication, presentation, and stakeholder management skills, with the ability to communicate complex technical concepts to non-technical audiences.

Good-to-Have

• Familiarity with cloud platforms, preferably MS Azure, and experience with cloud-based solution architectures and migration strategies.
• Basic knowledge of front-end frameworks
• Relevant certifications, such as TOGAF, Azure Certified Solutions Architect are desirable.

Responsibility of / Expectations from the Role

Solution Design: Lead the design and architecture of end-to-end solutions that meet the business requirements and align with the bank's strategic goals and IT roadmap.

Banking Domain Expertise: Leverage deep domain knowledge of banking and financial services to understand business processes, challenges, and opportunities, and translate them into technical solutions.

Technology Evaluation: Evaluate emerging technologies, platforms, and tools in the banking industry and provide recommendations for their adoption and integration into the bank's IT landscape.

Stakeholder Engagement: Collaborate closely with business stakeholders, IT teams, and third-party vendors to gather requirements, define solution architecture, and ensure alignment with business objectives.

System Integration: Define integration strategies and patterns to enable seamless data exchange and interoperability between different banking systems and applications.

Security and Compliance: Ensure that solution designs comply with security standards, regulatory requirements, and industry best practices for data privacy, security, and compliance.

Performance Optimization: Identify opportunities for performance optimization, scalability enhancements, and cost optimization within the solution architecture.

Risk Management: Assess and mitigate risks associated with solution implementation, including technical risks, dependencies, and constraints.

Documentation and Governance: Create and maintain comprehensive documentation, architectural diagrams, and design artifacts, and ensure adherence to architectural governance processes.

Continuous Improvement: Drive continuous improvement initiatives to enhance the efficiency, reliability, and agility of solution delivery processes and methodologies.

Thank you for your interest in applying for this position with TCS. We will review your application and will get back to you if we are considering your interest in this opportunity.

Application Deadline: 10-Jan-2026

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