Accountabilities and Key Roles:
- Ensuring that all digital banking initiatives, fintech partnerships, and emerging technology use cases within the UAE comply with applicable regulatory requirements and supervisory expectations.
- Regulatory leadership across Open Banking, Banking-as-a-Service (BaaS), Artificial Intelligence (AI), cloud computing, APIs, virtual assets, and data-driven technologies, embedding compliance-by-design.
- Lead and manage the bank's digital regulatory compliance activities, ensuring adherence to applicable laws, regulations, and industry standards for digital products and services.
- Develop, implement, and enhance compliance frameworks, policies, and controls for digital banking operations.
- Monitor regulatory changes, emerging risks, and best practices related to digital banking, fintech, and digital transformation.
- Conduct risk assessments, compliance reviews, and investigations into digital products, platforms, and client activities.
- Collaborate with IT, business units, legal, and risk teams to ensure compliant development and delivery of digital initiatives.
- Prepare and present compliance reports, alerts, and recommendations to senior management and relevant committees.
- Lead training and awareness initiatives to promote a compliance culture in digital banking activities.
- Mentor and guide junior compliance officers in digital compliance methodologies and best practices.
- Provide regulatory guidance for AI, analytics, cloud, and Open Banking ecosystems.
- Support the implementation of AI governance principles, including ethical use, transparency, explain-ability, and accountability.
Job Requirements:
Education:
- Bachelor's degree in Information Technology, Business Administration, or a related field.
- Professional certifications in regulatory compliance, digital banking, or fintech (preferred).
Experience:
- Minimum of 7 Years of experience in regulatory compliance at digital banking, fintech, or similar entities.
- Experience in banking or financial services sector.
Competencies:
- Strong understanding of the UAE digital regulatory landscape.
- Knowledge of Open Banking, BaaS, cloud, AI, and data-driven architectures.
- Ability to translate complex regulations into practical compliance controls.
- Strong analytical, investigative, and problem-solving skills.
- Excellent communication and stakeholder management skills.
- Ability to operate effectively in fast-paced, innovation-driven environments.
