FP&A Associate | Client Portfolio Manager

01 ROLE OVERVIEW

Department

Financial Planning & Analysis (FP&A)

Reports To

Finance Team Leader

Client Portfolio

15 Clients

Ownership Model

Full Portfolio Manager per Assigned Client

Location

Office 1804, Capital Centre, Abu Dhabi

Employment Type

Full-Time

The FP&A Associate serves as the dedicated Portfolio Manager for a defined portfolio of 15 clients.

This is a client-facing, analysis-driven role. Day-to-day bookkeeping and month-end closing activities are handled by Ratio's international support team. The FP&A Associate's core responsibility is to review, validate, and quality-control that work, serve as the primary liaison between the international team and each client, and deliver

structured financial analyses and reporting packs on a monthly, quarterly, half-yearly, and annual basis.

The Associate is the client's primary point of contact for all financial matters and is expected to operate with full ownership, professional judgment, and a high standard of delivery.

02 KEY RESPONSIBILITIES

2.1 Client Portfolio Management

– Act as the single point of accountability for all 15 assigned clients.

– Manage the client relationship operationally, financially, and professionally.

– Serve as the primary liaison between the international bookkeeping team and each client —

coordinating, communicating, and resolving issues in both directions.

– Ensure all client deliverables are met on schedule and to the required standard.

– Proactively manage client expectations and flag any risks or escalations to the Finance Team Leader.

2.2 Review & Quality Control of Bookkeeping Work

– Review bookkeeping entries, journal postings, and reconciliations prepared by the international support

team for accuracy and completeness.

– Validate month-end close packages including trial balances, bank reconciliations, and general ledger

summaries before client delivery.

– Identify discrepancies, raise corrections, and confirm resolution prior to sign-off.

– Ensure all records are audit-ready and compliant with applicable accounting standards and UAE

regulatory requirements.

– Maintain version-controlled, organised client files across Ratio's document management system.

2.3 Financial Analysis & Reporting

– Prepare and deliver structured financial reporting packs on a monthly, quarterly, half-yearly, and annual

basis for each client.

– Conduct variance analysis — actuals vs. budget and prior periods — with clear commentary on key

drivers.

– Perform cash flow analysis and highlight working capital trends, risks, and opportunities.

– Develop and maintain rolling forecasts, updating assumptions based on actual performance and

business context.

– Build scenario models to support client decision-making where required.

– Monitor KPIs and flag underperformance or anomalies proactively.

2.4 Client Meetings & Advisory Engagement

– Lead structured financial review meetings with each client on a monthly, quarterly, half-yearly, and

annual cadence.

– Present financial results, variance commentary, forecasts, and recommendations in a clear and

professional manner.

– Translate financial data into business insight that clients can act on.

– Prepare meeting packs, agendas, and follow-up action logs for every client interaction.

– Build and maintain trusted advisory relationships with client management.

2.5 Budgeting & Forecasting

– Prepare annual budgets in collaboration with each client, aligned to their business objectives and

operating model.

– Develop rolling forecasts with updated assumptions based on actuals, market conditions, and client

input.

– Present budget and forecast outputs with clear assumptions and sensitivity analysis.

– Recommend corrective actions when performance deviates materially from plan.

2.6 Tax Compliance Oversight

– Oversee all tax compliance matters for assigned clients in coordination with the international support

team, including:

– VAT — return review, filing confirmation, and reconciliation.

– Corporate Tax (CT) — computation review, filing oversight, and compliance monitoring.

– Withholding tax obligations where applicable.

– Ensure timely FTA registrations, amendments, and filings — zero tolerance for penalties.

– Stay current on UAE tax legislation and brief clients on any material impact to their business.

2.7 Payroll & Payments Oversight

– Review monthly payroll calculations prepared by the support team for accuracy — salaries, allowances,

deductions, and EOSB in line with UAE Labour Law.

– Confirm WPS compliance prior to disbursement where applicable.

– Review and approve vendor payment runs on behalf of clients before processing.

– Liaise with client management on payroll queries and obtain approvals before disbursement.

2.8 Inventory Management Oversight

– Review periodic inventory reconciliation reports prepared by the support team.

– Flag slow-moving, obsolete, or excess stock and advise clients accordingly.

– Provide oversight on inventory costing methodology (FIFO, weighted average, etc.) and recommend

improvements where needed.

– Deliver periodic inventory overview reports covering stock valuation and turnover metrics.

03 PERFORMANCE EXPECTATIONS METRIC

EXPECTATION

Client Portfolio

Full management of 15 assigned clients

Bookkeeping Review

Zero unreconciled items approved by month-end close

Tax Filing Timeliness

100% on-time submissions — zero FTA penalties

Payroll Review

Verified and approved by agreed client payroll date

Reporting Packs

Monthly, quarterly, half-yearly, and annual packs

delivered on time

Client Meetings

All scheduled meetings conducted — packs shared

minimum 48 hours prior

Variance Reporting

Actuals vs. budget commentary delivered with every

monthly pack

Client Satisfaction

Zero unresolved escalations; proactive

communication maintained

Inventory Reports

Periodic reconciliation reports reviewed and

delivered as scheduled

04 REQUIRED COMPETENCIES & QUALIFICATIONS

Technical Skills

– Solid command of financial statement analysis, variance analysis, and financial modelling.

– Working knowledge of UAE VAT law, Corporate Tax regulations, and FTA procedures.

– Proficiency in accounting software (QuickBooks, Xero, Zoho Books, or equivalent) — review and

oversight level, not data entry.

– Advanced competency in Microsoft Excel or Google Sheets for reporting, forecasting, and scenario

modelling.

– Familiarity with UAE Wages Protection System (WPS) and payroll review processes.

– Experience preparing structured client-facing financial presentations and meeting packs.

Professional Competencies

– Strong ownership mindset — takes full accountability for client portfolio outcomes.

– High attention to detail with the ability to review and validate work produced by others.

– Excellent written and verbal communication — comfortable presenting financials directly to client

management.

– Effective cross-functional coordination — can manage an international support team without direct

authority.

– Deadline-driven and proactive — anticipates issues rather than reacts to them.

– Able to manage multiple clients simultaneously without compromising quality.

Qualifications

– Bachelor's degree in Accounting, Finance, or a related field — required.

– Part-qualified or fully qualified professional certification (ACCA, CPA, CMA, or equivalent) — strongly

preferred.

– Minimum 2 years of experience in an accounting firm, outsourced accounting, or FP&A role.

• – Prior experience in a client-facing or advisory capacity is a distinct advantage.