Lead-Corporate Credit (UAE National)

Job Summary

The Lead - Corporate Credit is responsible for managing the assessment, recommendation, monitoring, and administration of corporate credit facilities within the Bank. The role supports the Head of Corporate Credit in ensuring sound credit underwriting practices, maintaining portfolio

quality, mitigating credit risk, and ensuring compliance with internal policies and regulatory requirements. The incumbent oversees credit analysis activities, provides independent recommendations on corporate lending proposals, monitors portfolio performance, and contributes to the achievement of the Bank's risk and business objectives. This role requires strong expertise in corporate credit evaluation, financial analysis, risk assessment, and stakeholder management across various sectors within the UAE market. Adapted from the responsibilities and scope of the Head-Corporate Credit role.

Basic Qualifications, Skills & Experience

• Bachelor's degree in finance, Accounting, Economics, Business Administration, or a related discipline.
• Master's degree or professional qualification is preferred.
• Minimum 8-10 years of banking or financial services experience, with at least 5 years in corporate credit analysis, credit risk management, or credit approval functions.
• Strong knowledge of corporate credit assessment, financial statement analysis, and risk management practices.
• Sound understanding of UAE banking regulations and credit risk management principles.
• Experience evaluating corporate and commercial lending facilities across multiple sectors.
• Strong analytical, quantitative, and problem-solving capabilities.
• Excellent report-writing and presentation skills.
• Effective stakeholder management and communication skills.
• Fluency in English; Arabic language skills are an advantage.
  
  

Preferred Qualifications, Skills & Experience

• Professional certifications such as CFA, FRM, CPA, Credit Certification, or equivalent.
• Experience within UAE or GCC banking institutions.
• Exposure to credit committee processes and delegated lending authorities.
• Experience in portfolio monitoring, sector analysis, and problem credit identification.
• Familiarity with credit risk rating systems and credit risk modeling tools.
• Proven track record in managing complex corporate credit transactions.
  
  

Mandatory Professional Certifications & Licenses Requirement

• As required by Bank policy and applicable regulatory requirements.