Date: Mar 23, 2026
Location:
Dubai, AE
Company: Arab Business Machine FZE
Req ID: 3209
Job Title
Lead Specialist - Credit
Job Scope
The Lead specialist - Credit is accountable for applying the company's credit and collection policies and practices while implementing internal control systems. S/He analyses customer requests for credit, minimizes the company's credit risk and maintains the highest level of customer service while coordinating with other departments in resolving issues.
Main Duties And Responsibilities
- Assist in managing the company's financial wellbeing by ensuring compliance, effective risk management and accurate financial reporting;
- Define and evaluate the credit limits for all customers based on their audited financial statements, asset values, and assessments of new and existing customers;
- Comply with the reporting timelines and adverse information notification to the insurance company;
- Anticipate outstanding receivables based on sales forecasts, payment terms, backlog, and input from the sales team;
- Reconcile accounts receivable, resolve discrepancies, and achieve periodic cash collection targets;
- Coordinate with internal departments to resolve unpaid debts and oversee legal actions and related settlements when required;
- Approve the credit line for customer accounts within the approved insurance limit;
- Manage and streamline LC transactions and ensure the compliance of LC/BG T&C and timely closure of LC/BG payments from banks with minimized financial costs and eliminated risks;
- Build strong relationships with customers through regular visits, account management, and collection of financial information for credit reviews;
- Ensure the timely processing and follow up of outstanding invoices;
- Respond promptly to audit requests (internal audit, bank audit, etc.);
- Ensure the receipt of customer balance confirmations on a bi-annual basis;
- Prepare periodic MIS and data management reports to the Direct Manager.
Position Requirements
Education
Bachelor's degree in Finance, Accounting or any other related field
Experience
- Minimum 57 years of relevant experience in finance, with a focus on Accounts Receivable and collections
- Strong experience in reconciliations, with the ability to identify and resolve account discrepancies
- Excellent communication and interpersonal skills
- Commercially minded, with a good understanding of customer situations and business impact
- Ability to review forecasts and ensure proper follow-up on outstanding items
- Experience in handling credit insurance communication and reporting is a plus
- Highly organized, result-driven, and consistent in follow-up and execution
