Mortgage Loan Officer

Role Description

We are looking for a Mortgage Advisor to join our team in Abu Dhabi.

This is a full-time, on-site role responsible for advising clients and managing mortgage applications from initial consultation through successful completion.

The Mortgage Advisor will:

• Meet prospective and existing clients to understand their financing requirements

• Assess mortgage eligibility based on income, liabilities, credit profile, and bank lending criteria

• Recommend suitable mortgage options across UAE banks

• Collect, review, and prepare client documentation and mortgage applications

• Coordinate with banks, credit teams, underwriting, valuation companies, operations teams, and other parties involved in the transaction

• Follow up on applications, approvals, valuations, final offers, and disbursements

• Keep clients informed throughout every stage of their mortgage application

• Build and maintain strong relationships with real estate agents, developers, banks, and referral partners

• Maintain accurate records and manage multiple active mortgage cases

• Contribute to business growth through client relationships, referrals, proactive follow-up, and business development

• Work toward agreed sales and performance targets while maintaining a high standard of client service

Qualifications

• Previous experience in mortgage advisory, mortgage lending, banking, or a related financial services role

• Good understanding of residential mortgage products and lending practices

• Understanding of mortgage eligibility, income assessment, liabilities, credit reports, LTV, DBR, and underwriting requirements

• Strong analytical and numerical skills with excellent attention to detail

• Ability to review financial documents and prepare accurate mortgage applications

• Strong sales, relationship management, and customer service skills

• Ability to explain mortgage products and financial information clearly to clients

• Excellent verbal and written communication skills in English

• Arabic or additional languages are an advantage

• Ability to manage multiple clients and mortgage applications simultaneously

• Comfortable working with CRM and case management systems

• Bachelor's degree in Finance, Business, Economics, or a related field, or equivalent relevant professional experience

UAE mortgage or banking experience is strongly preferred.

Candidates with established relationships within the UAE real estate, banking, or mortgage industry will have an advantage.

Location: Abu Dhabi, UAE

Employment Type: Full-Time | On-Site