Regional Head of High Networth Underwriting
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about the company
Our client is a premier, globally recognized financial services and life insurance organization with a strong reputation for delivering market-leading wealth management solutions. As they continue to rapidly expand their international footprint and wealth hubs, they are seeking to elevate their underwriting capabilities to support complex, cross-border client needs. This is a rare opportunity to join a highly innovative, fast-paced environment and build new capabilities from the ground up.
about the job
As the Head of High-Net-Worth Underwriting, you will be instrumental in establishing and leading the global underwriting strategy, governance, and technical capabilities across the organization's wealth platform. Your core responsibilities will include:
Strategy & Governance: Developing and owning the global wealth underwriting strategy, philosophy, and governance framework across all wealth hubs (including Bermuda), ensuring alignment with risk appetite and regulatory expectations.
Technical Leadership: Acting as the final technical referral point for complex High-Net-Worth (HNW) cases, encompassing jumbo cases, trusts, premium financing, and offshore ownership structures.
Risk & Claims Management: Establishing the underwriting risk framework, overseeing quality assurance, and defining claims adjudication principles to ensure fair and consistent outcomes for HNW clients.
Process Innovation: Partnering with Operations leadership to drive automation, digital enablement, and process streamlining for a highly differentiated customer experience.
Stakeholder Engagement: Building trusted relationships with International Brokers, Private Banks, reinsurers, and internal stakeholders (Distribution, Product, Legal, Risk) to harmonize underwriting approaches across various jurisdictions.
about the manager/team
Reporting directly to the Chief Operating Officer, Group Wealth, you will be a highly visible leader supported by top-tier executive management. In this capacity, you will lead and develop a dedicated team of specialist HNW underwriters operating across multiple international markets. You will be tasked with building a high-performing technical underwriting culture, coaching underwriting leaders, and fostering seamless collaboration across regional and local business units without always having direct reporting authority.
skills and experience required
A University degree in Business, Insurance, Risk Management, or a related discipline (Professional Life Insurance qualifications such as FLMI, ACS, or equivalent are highly preferred).
A minimum of 18 years of life insurance underwriting experience, with at least 10 years explicitly focused on High-Net-Worth or complex life insurance underwriting.
Proven leadership experience managing specialist underwriting teams or Centres of Excellence across multiple jurisdictions and international markets.
Deep technical expertise in HNW underwriting topics, including complex claims adjudication, trusts, premium financing, offshore ownership structures, and wealth accumulation propositions.
Extensive experience working alongside reinsurers on facultative underwriting, underwriting philosophy, and product development.
Strong commercial acumen with a profound understanding of private banking, international broker, and cross-border wealth business models.
Proven track record of driving underwriting transformation, governance, and process improvement initiatives in a fast-paced environment.
Excellent written and verbal communication skills in English, with the ability to influence and align stakeholders across a complex matrix organization.
Job ID: 152012687
