Job Description

Job Purpose

Functional Role: Sr. RM/Relationship Manager – Renewable Energy

Qualification: Any Graduate / Preferred PG/ MBA / CA

Vertical: Agri Banking

Location: Multiple Locations

Department: Sales

Relevant Experience

2+ years of experience in working capital/project financing/Renewable energy sector

Functional Competencies

To have a good understanding of credit, financial statements, ratios, business and project models to ensure health growth rate with a robust quality book
Develop and maintain strong working relations with all the govt depts, EPC, manufacturers for better engagement and exploring business relationship.

Behavioral Competencies

Should have good analytical skills
People Management Skills
Good written and verbal communication skills
Good presentation and negotiation skills
Good networking skills
Eye for detail and identification of early warning signals.

Responsibilities

Job Responsibilities:

Financial

To source maximum renewable energy projects to achieve his disbursement targets.
To ensure to maintain highest level of service to the clients and support systems.
To source CASA acquisition of customers
To monitor the portfolio closely and to ensure all type of compliances, maximize yield, delinquency, and fee income target is duly met

Non-Financial Responsibilities

Should meet all the Govt dept, DISCOM, EPC in his catchment and establish relationship with them
To identify and chase the opportunities within the territory to convert deal.
Timely execution of ESCROW account/LC collection.
To monitor the customer origination and delinquency closely

Compliance & Risk Responsibilities

Manage the existing loan portfolio to ensure timely DCCO achievement, power generation as per project, establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable level.