Retail Risk Policy Manager

Job Responsibilities:

-Support the Retail Risk Credit Policy head in monitoring the risk policy criteria and keep track of changes.

- Ensure timely & effective monitoring and control of the retail lending book.

- Manage credit exposure proactively through in-depth analysis of portfolio income performance resulting from lending and market campaigns for Business Banking portfolio.

- Guide and support branches and business line on all matters related to Retail Risk policies.

-Ensure timely & effective monitoring and control of the retail lending book.

-Manage SLAs with internal customers.

- Participate with product, assessment & Sales to improve approval rates through rule optimization, sourcing lists quality improvement, contest process and delivering required training to the front liners & Assessment teams.

- Adhere to the credit cycle process for launching test, post implementation review, normalization & portfolio management aligning with business partners.

- Ensure that all retail risk policies are adhering to the CBE regulation, in line with bank strategy.

- Perform any requests by the direct manager.

- Management and administration of the work of loans policy, Cards & OVDs Policy, Retail Risk deviations.

- Explore new improved and alternative ways of doing business, transfer the know-how to others in the department.

-Minimum 5 years of experience in Retail Risk Policy field.