Senior Analyst, Corporate Credit Risk

The Senior Analyst Corporate Credit Risk will take responsibility for analyzing, reviewing, and recommending cases/requests presented from the Corporate Banking Group (CBG) Team, in line with the bank's strategy and Central Bank requirements.
- Assess, review, and recommend credit proposals for new facilities as well as renewals of existing facilities.
- Perform proactive ongoing credit monitoring and risk management at both client and portfolio levels in cooperation with the Corporate Risk Approver/Head of Corporate Credit Risk.
- Assist the Corporate Credit Risk team in managing and analyzing the CBG credit portfolio, including industry and single-obligor/group concentrations.
- Ensure approvals comply with Central Bank of Egypt regulations and the bank's policies and procedures.
- Monitor past dues/TODs of the corporate portfolio and timely escalate accounts that may move to classified status.
- Stay updated on market and regulatory issues affecting credit decisions.
- Identify problem lending situations early and recommend corrective actions to minimize losses and maximize recoveries.
- Recommend provisions when required.
- Perform risk assessments, analyze current risks, and identify potential risks affecting the company.
- Ensure appropriate credit risk ratings are assigned and communicated to the Business Team.
- Act as secretary to Riskco and other assigned credit committees.

- University graduate.
- Excellent spoken and written English.
- 7+ years of experience, primarily in Credit Risk Management.
- Good knowledge of SME banking, loan documentation, banking operations, accounting, treasury and capital market products, local banking laws, and legal aspects of corporate lending.
- Strong awareness of the Egyptian market and Central Bank regulations.
- Thorough understanding of bank policies, credit parameters, and regulations.
- Knowledge of the country's political and business environment.
- Comfortable with technology.
- Good people management skills.
- Excellent analytical skills and attention to detail.
- Proactive with a strong team-player mindset and willingness to implement change.
- Excellent interpersonal, presentation, leadership, communication, and PC skills.