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Job Description
Senior Product Manager – Loan Management System (LMS)
What we are looking for:
● 6-10 years of experience in a product management role, preferably in fintech, lending, or credit products, with meaningful exposure to LMS or Core Banking platforms
● Experience with co-lending or partner-led lending models, and familiarity with competing LMS platforms, is a strong plus
● Deep functional understanding of the loan servicing lifecycle — EMI and interest calculation, schedule generation, moratorium and restructuring, payment allocation, NPA classification, settlements and write-offs, charge structures, and prepayment — and how each shapes system design
● Willingness to get hands-on with LMS calculations and edge cases directly, rather than relying solely on Engineering to work through the numbers
● Sound understanding of what RBI and auditors evaluate in a loan book review, with the ability to translate that into system and reporting requirements
● Strong analytical skills, with hands-on experience using SQL or other analytical tools for data analysis
● Proven ability to bridge Engineering and business teams — Partner Operations, Finance, Compliance, Collections — translating business needs into clear product requirements
● Good track record designing product solutions to operational and compliance problems, with a clear sense of business impact versus engineering effort required
● Ability to build a proactive roadmap rather than a reactive one, and to prioritise across competing stakeholders
● High ownership mindset, comfortable making calls that weigh tech, compliance, collections, and finance constraints together
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