Promote and market the Bank's products and services to prospective and existing clients, identifying business opportunities and contributing to portfolio growth and customer acquisition objectives.
Conduct client visits and business assessments in accordance with the Bank's credit policies and underwriting standards to evaluate financing needs and business viability.
Prepare comprehensive credit proposals and memoranda, including credit rating assessment, customer due diligence, financial statement analysis, and risk evaluation, for submission to the appropriate approval authorities.
Coordinate the collection, verification, and completion of all required client documentation, while liaising with relevant branches and stakeholders to ensure fulfillment of credit approval conditions and timely facility disbursement.
Monitor and manage the credit portfolio by conducting periodic reviews of existing facilities, assessing customer performance, and ensuring adherence to approved terms and conditions.
Follow up on delinquent and non-performing accounts in accordance with the Bank's recovery policies and procedures, escalating issues when necessary and supporting risk mitigation efforts.
Prepare and submit periodic management reports on credit applications, portfolio performance, customer follow-ups, and account status to support informed decision-making.
Analyze declined credit applications, identify key reasons for rejection, discuss findings with management, and communicate feedback to clients professionally while maintaining strong customer relationships.
Ensure compliance with internal policies, credit risk guidelines, regulatory requirements, and directives issued by the Central Bank of Egypt throughout all stages of the credit process.
Maintain high standards of customer service and professionalism while building sustainable client relationships and supporting the achievement of the Bank's strategic business objectives.
Qualifications:
Holder of a bachelor's degree in accounting, finance, business administration, economics or any other relevant specialization from a reputable university.
From 0 – 3 Years of experience
Fresh Graduates (2023, 2024, 2025) with minimum grade Good.
Credit Course is preferred.
Excellent command of English Language.
Cairo Resident.
No relatives currently working at Banque Misr.
Have never been tested/interviewed at Banque Misr.
