Role OverviewWe are looking for a Technical Lead with strong UAE banking experience to lead the SME Lending Journey and Loan Origination System (LOS) modernization initiative. The role involves ownership of technical architecture, integrations, and delivery across regulated banking environments, working closely with business, product, and compliance teams.
The ideal candidate will have hands-on experience delivering bank-grade lending platforms in the UAE, with a strong understanding of CBUAE regulations, credit workflows, and external ecosystem integrations.
Required Experience- 8+ years of experience in Banking IT / Financial Systems
- Proven experience with SME or Corporate Lending platforms and LOS implementations
- Strong background in integration-heavy banking architectures
Banking & Functional Expertise- SME / Corporate Lending lifecycle (Origination to Disbursement)
- Loan Origination & Credit Approval workflows
- Case Management Systems (CMS) for:
- Loan applications
- Credit assessments & scoring
- Document collection & KYC
- Approvals, disbursements, and post-approval processing
- Exceptions, overrides, and compliance reviews
- Experience with CBUAE-aligned lending processes
- Familiarity with UAE banking integrations, including:
- UAE Pass (Digital Identity)
- AECB (Credit Bureau)
- Central Bank of UAE (CBUAE) reporting / compliance
- Financial data providers such as Perfios or equivalents
Technical Skills- API design and integration (REST / SOAP)
- Middleware, ESB, and API Gateway platforms
- Microservices-based architectures
- Java and/or .NET development
- Cloud platforms: Azure and/or AWS (banking-grade deployments)
- SQL and NoSQL databases
- CI/CD and DevOps practices (Azure DevOps, AWS DevOps tools)
Key Responsibilities- Own end-to-end technical architecture for SME Lending and LOS platforms
- Lead and review integrations with internal banking systems and external regulatory platforms
- Ensure alignment with CBUAE security, data privacy, and compliance standards
- Provide technical leadership and mentoring to development teams
- Support POC, SIT, UAT, and production releases in controlled banking environments
- Work closely with Product Owners, Business, Risk, and Compliance teams
- Coordinate with third-party vendors and system integrators
- Ensure documentation, audit readiness, and operational handover
Soft Skills & Leadership- Strong solution design and technical decision-making skills
- Clear communication with business, risk, and compliance stakeholders
- Experience working in Agile / Scrum delivery models within banks
- Ability to manage cross-functional and vendor teams in regulated environments
Preferred Certifications (Optional) 
