Treasury Manager (Fast Growing Fintech across APAC)
Our client is a high-growth fintech group operating across SME lending and B2B commerce, with a complex capital structure spanning equity, structured debt, securitization facilities, and multi-currency funding arrangements. As part of its continued growth across the Middle East and South Asia, the business is seeking a hands-on Treasury Manager to support liquidity management, covenant compliance, lender reporting, and capital structure execution.
Reporting directly to the Group CFO, this is a high-impact role suited to a commercially minded treasury professional who is comfortable operating in a fast-moving, multi-entity environment and engaging directly with banks, lenders, investors, and senior stakeholders.
Key Responsibilities:
- Own cash and liquidity management across group entities, subsidiaries, and currencies, ensuring operating businesses are funded in line with business needs.
- Build and maintain rolling cash-flow forecasts, including short-term liquidity planning and early identification of funding gaps.
- Manage daily cash positioning, payment runs, intercompany funding, sweeps, pooling, and bank account governance.
- Monitor and report on debt covenants across the group's debt facilities, including leverage, DSCR, gearing, borrowing-base, and portfolio-quality covenants.
- Prepare covenant compliance certificates, lender reporting packs, and reporting calendars accurately and on time.
- Conduct covenant headroom analysis and support remediation, waiver, amendment, or refinancing discussions where required.
- Support the Group CFO in managing the group's capital structure across debt and equity instruments, including structured debt, warehouse facilities, securitisation, mezzanine notes, and convertibles.
- Manage facility lifecycle activities including drawdowns, repayments, borrowing-base reporting, conditions precedent, amendments, and debt register updates.
- Support debt and equity fundraising workstreams, including data room preparation, lender due diligence, investor reporting, and financial modelling.
- Act as a key contact for lenders, debt funds, securitisation counterparties, investors, and regional banking partners.
- Manage multi-currency exposure across markets and support FX, liquidity, counterparty, and interest-rate risk management.
- Strengthen treasury controls, approval workflows, reporting processes, audit readiness, and treasury systems improvement.
Qualifications & Experience:
- Bachelor's degree in Finance, Accounting, Economics, or related field; CFA, CTP, ACT, CA, CPA, or equivalent qualification is advantageous.
- 6–10+ years of experience in treasury, debt capital markets, structured finance, corporate finance, or related finance roles.
- Proven experience managing liquidity, cash forecasting, debt facilities, covenant compliance, and lender reporting in a complex environment.
- Hands-on exposure to structured finance, asset-backed facilities, warehouse lines, securitisation, or leveraged funding structures is strongly preferred.
- Experience in fintech, lending, technology, high-growth businesses, or emerging markets would be advantageous.
- Strong financial modelling skills, with the ability to model cash flows, covenant headroom, financing structures, and liquidity scenarios.
- Excellent stakeholder management skills, with the confidence to engage with lenders, auditors, investors, banks, and senior leadership.
- Hands-on, detail-oriented, commercially sharp, and comfortable operating in a fast-paced and ambiguous environment.
