duPay is looking for an experienced AML & Regulatory Compliance Lead to support the Money Laundering Reporting Officer (MLRO) and Chief Risk & Compliance Officer (CCRO) in strengthening and scaling our compliance and financial crime frameworks. This is a role with real impactproviding oversight, challenge, and guidance across AML/CFT, regulatory compliance, and financial crime, while enabling duPay's growth as a regulated fintech business.
What You'll Do
Financial Crime Compliance (AML/CFT, Sanctions & Fraud)
- Support the MLRO in maintaining and enhancing AML/CFT, sanctions, fraud, and financial crime frameworks in line with regulatory expectations and best practices.
- Oversee the effective operation of CDD, EDD, transaction monitoring, sanctions screening, and suspicious activity reporting.
- Review and escalate complex or highrisk financial crime cases, including preparation of internal and external reports.
- Perform formally delegated MLRO activities where authorised, without assuming primary MLRO responsibility.
Regulatory Compliance Oversight & Advisory
- Own daytoday regulatory compliance across duPay, providing pragmatic, businessfocused advice.
- Advise on conduct risk, consumer protection, complaints handling, outsourcing, and payments regulation.
- Support regulatory change management by identifying, assessing, and tracking regulatory developments to completion.
- Assist with regulatory interactions, submissions, and meetings under CCRO/MLRO direction.
Policies, Governance & Frameworks
- Develop, review, and maintain compliance and financial crime policies and frameworks aligned with regulatory requirements and risk appetite.
- Prepare governance papers, management information, risk assessments, and regulatory updates for senior leadership and the Board.
- Support regulatory submissions, attestations, and responses to enquiries.
Monitoring, Assurance & Risk Management
- Design and oversee riskbased compliance monitoring and testing programmes.
- Identify control gaps, oversee remediation, and track audit and regulatory findings.
- Contribute to compliance and AML/financial crime risk assessments and thematic reviews.
Leadership, Culture & Training
- Mentor and develop compliance team members, supporting capability building and succession planning.
- Promote a strong culture of compliance and ethical conduct across the business.
- Support the design and delivery of rolebased compliance and AML training.
Business Enablement
- Partner with product, technology, operations, and commercial teams to embed compliance into new products and partnerships from day one.
- Apply a proportionate, riskbased approach that enables innovation while meeting regulatory expectations.
- Stay ahead of regulatory and fintech developments to keep frameworks forwardlooking.
What We're Looking For
Qualifications
- Advanced legal education or a Master's degree in Law or a related field from a recognised institution
- (Relevant professional experience may be considered in lieu of a degree)
Experience
- 6+ years in compliance or legal roles within fintech, payments, emoney institutions, MSBs, or financial regulators
- Strong understanding of payments, wallets, emoney products, merchant acquiring, and banking functions
- Handson experience with UAE regulatory frameworks, particularly in financial services and fintech
- Proven experience designing and managing AML and regulatory compliance programmes
- Confident stakeholder management with regulators and senior internal stakeholders
Skills
- Deep knowledge of regulatory compliance and AML best practices (SVF, RPSCS or transferable frameworks)
- Strong analytical and problemsolving capability
- Excellent written and verbal communication skills
- Sound judgement and decisionmaking in complex, highpressure environments
- Proven leadership and peopledevelopment capability
- High adaptability in fastchanging regulatory environments
Why duPay
At duPay, you'll play a critical role in shaping a scalable, highimpact compliance function at the heart of a growing fintech businessworking closely with leadership, influencing strategy, and enabling innovation responsibly.
