Summary
The Chief Technology Officer (CTO) is responsible for defining and executing Finance House Group's technology vision, driving the transition to a cloud native, API driven, and AI powered banking ecosystem. The role enables digital products, scalable platforms, and data driven decision making, positioning technology as a key driver of growth, efficiency, and customer experience.
Key Responsibilities
Technology Strategy & Architecture
- Define and execute FHG's enterprise technology strategy aligned with business and product priorities.
- Establish scalable, secure, and modern architecture leveraging microservices, APIs, and cloud native platforms.
- Ensure technology capabilities support innovation, agility, and long term growth.
AI, Data & Enterprise Innovation
- Drive the implementation of AI across IT systems, platforms, and processes, embedding intelligence wherever feasible.
- Enable enterprise-wide AI adoption by building robust technology architecture and infrastructure to support AI solutions teams.
- Establish scalable data platforms to support AI/ML, analytics, and real time decision making.
- Define and implement MLOps, data governance, and model lifecycle management frameworks.
- Partner with business and AI teams to industrialize AI use cases across customer, risk, fraud, and operations.
Engineering & Digital Platforms
- Oversee development and evolution of digital platforms (mobile, web, lending, payments).
- Implement Agile, DevOps, and CI/CD practices to improve speed, quality, and reliability of delivery.
- Ensure systems are resilient, high performing, and scalable.
Core Systems & Cloud Transformation
- Lead modernization of legacy systems using modular, API led approaches.
- Drive adoption of hybrid/multi cloud infrastructure and platform engineering practices.
- Optimize technology stack for performance, scalability, and cost efficiency.
Cybersecurity & Compliance
- Establish and enforce enterprise cybersecurity frameworks, including Zero Trust and data protection.
- Ensure compliance with UAE regulatory requirements and international standards.
- Strengthen resilience, risk management, and incident response capabilities.
Ecosystem & Open Banking
- Build API platforms to enable fintech partnerships and embedded finance capabilities.
- Support platform based models, including Banking as a Service (BaaS).
Leadership & Governance
- Lead and develop high performing technology, engineering, and data teams.
- Manage budgets, vendor ecosystem, and technology investments.
- Establish governance across architecture, delivery, security, and data.
Strategic Technology Priorities
- Establish a cloud native, API first technology foundation.
- Build enterprise data platforms enabling real time insights and decision-making.
- Scale AI adoption across the organization through strong IT architecture and infrastructure enablement.
- Enable intelligent automation and AI driven productivity tools.
- Advance digital platforms with embedded personalization and real-time decisioning.
- Expand ecosystem integrations and open banking capabilities.
- Strengthen cybersecurity, data protection, and regulatory alignment.
- Explore and implement emerging technologies such as blockchain, embedded finance, and digital identity.
Requirements
- Proven experience in a CTO or senior technology leadership role.
- Strong expertise in enterprise architecture, cloud, AI/ML, and digital platforms.
- Experience in banking or financial services transformation.
- Strong business and strategic acumen with the ability to align technology with growth objectives.
- Excellent leadership and stakeholder management skills.
Qualifications & Experience
- Bachelor's degree in Computer Science, Engineering, or a related field.
- Master's degree preferred.
- 15+ years of experience, including 8+ years in senior leadership roles.
