Corporate Midcaps Relationship Manager

A GLIMPSE ABOUT CRÉDIT AGRICOLE EGYPT:

Crédit Agricole Egypt Since its launch in 2006, Crédit Agricole Egypt has succeeded to become a strong player on the economic scene, positioning itself as the Reference European Bank in Egypt. Aiming to become a leading innovation-driven sustainable bank, Crédit Agricole Egypt is committed to bring its international expertise to the local market to serve its clients and drive the sustainable development in line with Egypt's national priorities.

With a universal customer-focused model, Crédit Agricole Egypt is a whole bank just for you serving the entire spectrum of customers: individuals, SMEs, enterprises, Corporate and public sector. Prioritizing its customers best interests, Crédit Agricole Egypt presents an extensive range of services, tailored financial solutions and the sound advice, to accompany its clients in their walk of life. Awarded most innovative bank in Egypt, convenience and distinguished customer experience is Crédit Agricole Egypt's endeavor to attain its customers satisfaction throughout its nationwide network of branches and its state-of-the-art fully-fledged platform of digital services. Furthermore, Crédit Agricole Egypt is in line with the world's digital transformation, encouraging and implementing an innovative environment to exceed its customers expectations.

In addition, for being an active contributor to the local economy, the bank is committed to support the development of the Egyptian community and the respect of the environment

The main purposes of the job are as follows:

• RM is responsible for expanding the bank various business lines (Exiting clients/ Marketing new names) with an aim to maximize the revenues (as well as return on capital) for the bank, all the time ensure that the quality of portfolio is well monitored so as to minimize the taking of provisions.

Duties & Responsibilities

• Business origination (through development of either existing relationships or prospects) to achieve budgets.
• Cross-selling of all the various business lines of CAE or the CA Group (Payroll, Corp. Credit Card, Private Banking, Online, referral)
• Prepare Credit proposals jointly with Financial Analysis Team (AFL, Renewals, memos)
• Maintain an active calling program with all calls being recorded in the CRM.
• Ensure that KYC's are properly maintained at all times.
• Ensure timely submission of annual reviews.
• Account Management in terms of Marketing, Risk management, Cross selling, client requests.
• Early identification and reporting of potential problematic accounts.
• If required, preparation of work out situation to be handled by the DAS unit.
• Focal Point for any compliance issue.
• At all times, maintain a good knowledge and understanding of CA's credit policy and procedures and CBE regulations.
• Handle day to day operations (transfers, LGs, LCs, FIBDCs, account opening) in coordination with CFMO

Qualifications:

• Minimum 5+ years of Corporate Banking experience
• Marketing and cross selling skills.
• Credit skills
• Interpersonal skills
• Negotiations skills
• Risk Assessment