Company Description
ElGameya is a pioneering Fintech startup that modernizes traditional money cycles using the ROSCA model. Through our user-friendly mobile app, individuals can seamlessly join financial cycles, make digital payments, and receive payouts. Leveraging innovative technology, we prioritize secure transactions and exceptional customer experience. Our mission is to empower individuals and families to achieve financial stability and plan for a promising future.
Key Responsibilities
- Develop and maintain the credit risk strategy in line with the company's business objectives.
- Establish and update credit risk policies, procedures, and approval authorities.
- Ensure alignment with regulatory requirements and internal governance standards.
- Oversee credit risk assessment methodologies .
- Review and approve credit proposals within delegated authority.
- Design and monitor credit scoring models and underwriting criteria.
- Ensure consistent and objective credit decision-making.
Qualifications
- Proficiency in Credit Management and Credit Risk Management
- Strong Analytical Skills and a detail-oriented approach
- Experience in Finance and Portfolio Management
- Strong decision-making and problem-solving abilities
- Bachelor's degree in Finance, Economics, or related field (Master's degree is a plus)
- Prior experience in financial risk management or a similar role
- Effective communication and interpersonal skills
