Job Title: Junior Legal Counsel
Department: Group Legal
Direct Supervisor: Head of Legal RBG
Job Purpose:
- Provide prompt and effective legal assistance to the Legal team with specific focus on Retail Banking.
- Prepare clear and concise legal advice and documentation.
- To support in managing and addressing various legal queries in a timely manner and be able to perform multiple tasks simultaneously.
- Independently handle routine legal queries.
- Interact with internal customers as required.
Responsibilities:
- Provide legal advice on retail banking products including deposits and investments, credit cards, personal loans, mortgages, payments and money transfers, etc.
- Draft, review, and negotiate legal documents such as facility offer letters, terms and conditions, amendments and renewal letters.
- Support with addressing various queries from branch offices and ensure that the legal advice complies with internal Bank policies, applicable laws and regulatory requirements.
- Review documents to establish customer's capacity and due authority (i.e. POA, articles and by-laws, board and shareholders resolutions, commercial license, certificate of incumbency and related documents)
- Participate in meetings and provide legal input on product development and operational strategies.
- Monitor and interpret laws, regulations, and legal developments affecting retail banking.
- Assist in identifying and mitigating legal risks associated with retail banking operations.
- Support legal projects including documentation standardization and digital banking initiatives.
- Work closely with other lawyers in the team and contribute to a collaborative team environment.
- Maintain organized records of legal matters and documentation using internal tools (i.e. App4Legal).
Qualifications, Experience, and Competencies
- Emirati national with a Law Degree
- Post Qualification Experience of at least 3 years
- Literate in various computer applications.
- Strong verbal and written communication skills in both English and Arabic
- Proficiency in legal research and document management tools
- Proactive working attitude
- Team player with strong work ethic
- Demonstrate flexibility and willingness to support high-volume workloads and additional responsibilities.
- Strong sense of responsibility and time management.
