Atradius
Atradius Trade Credit (Re) Insurance DIFC Ltd is seeking an experienced
Risk Underwriter to join our Trade Credit Insurance team in Dubai. The role focuses on underwriting and managing a diversified portfolio of buyers across the Middle East, ensuring highquality risk assessment and strong support to both local and global clients.
Role Overview
- Underwrite and manage a portfolio of buyers across the Middle East region.
- Assess, monitor and maintain a healthy risk profile aligned with Atradius standards.
- Conduct regular interactions and meetings with buyers within and outside the UAE to gather reliable information.
- Deliver timely credit limit decisions and recommendations for both existing customers and new business proposals.
- Collaborate closely with commercial teams to support sustainable portfolio growth.
Job Description
- Perform detailed financial and nonfinancial risk assessments to determine buyer creditworthiness.
- Monitor buyer performance, sector exposure, and regional developments to proactively manage risk.
- Build and maintain strong relationships with buyers, clients, brokers, and internal stakeholders.
- Navigate limitations in regional financial disclosure by developing alternative information-sourcing methods.
- Provide clear, rationalebased underwriting decisions within agreed service levels.
- Contribute to local and global portfolio strategy through market insights and knowledge sharing.
- Ensure underwriting practices adhere to Atradius standards, governance, and compliance requirements.
- Represent the risk team in meetings with customers and buyers when needed.
Required Qualifications
- Minimum 7 years of experience in credit underwriting, financial risk analysis, corporate banking, or trade credit insurance with emphasis on Middle Eastern markets.
- Bachelor's degree in Economics, Accounting, Finance, Business, or related field.
- Strong analytical and financial statement interpretation skills.
- Ability to assess creditworthiness beyond published financials using interviews, market intelligence, and alternative data.
- Excellent communication skills in English (Arabic is a strong advantage).
- Confident in engaging with senior management of corporates across diverse cultures.
- Proactive, curious, reliable, and solution-oriented mindset.
- Strong MS Office skills (Excel, Word, PowerPoint).
- UAE valid driving license preferred.
What do we offer
- A dynamic, international and challenging work environment
- Training and support to reach your full potential including the opportunity for continuous professional development
- Attractive terms and conditions, including competitive salary, pension package and a range of flexible benefits and rewards
- Challenging tasks with individual development and training opportunities
Equal opportunities for all
The success of our organisation stands with the quality of our people and the ideas they have. Insights and innovative solutions for our customers are the result of an interplay of cultures, knowledge and experience. That is why diversity is extremely important to Atradius. To ensure that all colleagues within Atradius can develop their qualities, we promote an inclusive culture in which everyone feels involved and valued. We encourage and welcome everyone to apply to our positions.
I am Atradius! - Do you want to know who we are
Get to know Atradius colleagues in this video: https://www.youtube.com/watchv=NnsgT04OpTU&t=4s
Atradius is a global provider of credit insurance, bond and surety, collections and information services, with a strategic presence in over 50 countries. The products offered by Atradius protect companies around the world against the default risks associated with selling goods and services on credit. Atradius is a member of Grupo Catalana Occidente (GCO.MC), one of the largest insurers in Spain and one of the largest credit insurers in the world.
You can find further information on our website: https://group.atradius.com 
