Job Title: Sales Manager Business Loans & SME FinancingCompany: Zakaas Fintech FZCO | Dubai, UAE
Industry: Fintech SME Lending Invoice Finance Trade Finance
Location: Dubai (Hybrid/On-site)
About ZakaasZakaas Fintech FZCO is a next-generation fintech and consulting platform enabling SMEs and corporations in the UAE to access fast, compliant, and structured financing solutions. Our products include Business Loans, SME Working Capital, Invoice Financing, Trade Finance, and Supplier Finance, delivered through our digital ecosystem:
InvoiceFinance.ae
TradeFinance.io
Zakaas.com
We work closely with banks, financial institutions, private lenders, and corporates to structure financing that accelerates business growth.
Role OverviewWe are seeking a strong Sales Manager (Business Loans & SME Finance) with banking experience to lead new client acquisition and manage SME lending opportunities. The ideal candidate is a banker with a proven track record in Business Loans, SME Finance, Overdraft Facilities, Working Capital, Invoice/Receivable Financing, or Trade Finance.
You will be responsible for generating new leads, onboarding clients, structuring loan requirements, and coordinating with our partner banks and internal financing team.
Key Responsibilities- Acquire and onboard SMEs seeking Business Loans, Working Capital, Invoice Finance, or LC/Trade Finance facilities.
- Build relationships with business owners, CFOs, and finance teams across the UAE.
- Understand client financials, bank statements, trade profiles, and funding requirements.
- Structure loan cases and submit them to internal credit and partner banks.
- Achieve monthly disbursement and revenue targets.
- Manage the end-to-end sales pipeline from lead generation to closing.
- Develop referral networks (auditors, consultants, accountants, brokers).
- Educate clients on Zakaas financing products and digital onboarding process.
- Maintain accurate CRM records and update pipeline status daily.
- Ensure compliance, documentation, and KYC requirements are met.
Required Experience- Minimum 37 years UAE banking experience in:
- SME Lending
- Business Loans
- Working Capital
- Invoice Finance
- Trade Finance / LC Discounting
- Strong UAE market knowledge (SME segments, industries, documentation, compliance).
- Good understanding of risk, credit policies, and lending requirements.
- Existing SME client database is a strong advantage.
- Experience in cross-selling financial products.
Skills Needed- Excellent communication & relationship-building skills
- Strong financial understanding (P&L, bank statements, cashflow)
- Problem solving & deal structuring
- Target-driven, motivated to close deals
- CRM usage and pipeline management
- Ability to work independently and as part of a growing fintech team
What We Offer- Attractive salary + commissions
- High monthly earning potential through disbursement incentives
- Warm leads from our digital platforms (InvoiceFinance.ae / TradeFinance.io)
- Modern, fast-growth fintech environment
- Career progression into Senior Sales Manager / Sales Head roles
- Training on product, credit, compliance, and deal structuring
How to ApplySend your CV to: [Confidential Information]
- Subject: Sales Manager Business Loans & SME Finance
