Location: This role can be based in Abu Dhabi OR Malaysia
About Us
Established in March 2018, Bybit is one of the fastest growing cryptocurrency derivatives exchanges, with more than 70 million registered users. We offer a professional platform where crypto traders can find an ultra-fast matching engine, excellent customer service and multilingual community support. We provide innovative online spot and derivatives trading services, mining and staking products, as well as API support, to retail and institutional clients around the world, and strive to be the most reliable exchange for the emerging digital asset class.
Our core values define us. We listen, care, and improve to create a faster, fairer, and more humane trading environment for our users. Our innovative, highly advanced, user-friendly platform has been designed from the ground-up using best-in-class infrastructure to provide our users with the industry's safest, fastest, fairest, and most transparent trading experience. Built on customer-centric values, we endeavour to provide a professional, 24/7 multi-language customer support to help in a timely manner.
As of today, Bybit is one of the most trusted, reliable, and transparent cryptocurrency derivatives platforms in the space.
Job Description
- Lead the overall design and long-term evolution of Bybit Card transaction risk strategies, providing systematic coverage across complex high-risk scenarios, including stolen or compromised card fraud, chargeback risk, abnormal card usage, and fund recycling or cash-out behaviors.
- Define the core control philosophy and strategic framework for card transaction risk, establishing cross-scenario rule combinations, threshold systems, and decision logic to guide consistent control standards across different risk levels.
- Analyze chargeback, fraud, and loss structures from a holistic perspective to identify systemic risk sources and key amplification points, and take ownership of strategy decomposition and solution design for major risk scenarios and high-loss issues.
- Deeply participate in risk assessment and strategy design for new products, new features, and new card usage scenarios, embedding risk control capabilities into business architecture from the outset to support secure and scalable business expansion.
- Act as a subject-matter expert in card transaction risk, collaborating closely with Operations, Product, and Engineering teams to drive the system-level implementation of complex strategies and continuously enhance the stability and sustainability of the overall risk control framework.
Qualifications
Education
- Bachelor's degree or above in Finance, Accounting, Economics, Information Systems, Statistics, Computer Science, or related fields preferred.
- Strong financial fundamentals or data analysis background, with the ability to understand the underlying logic of payment flows, fund movements, and risk control mechanisms.
Experience
- 5+ years of experience (Expert level) in card payment risk management or card transaction risk strategy.
- Prior experience in payment institutions, card networks, fintech companies, exchanges, or large-scale internet payment environments is highly preferred.
Skills & Capabilities
Technical Skills
Proficient in Hive, SQL, and Excel, with the ability to perform data analysis and diagnose risk issues independently.
Risk & Strategy Expertise
- Solid understanding of payment risk operations frameworks and payment risk case analysis methodologies.
- Familiarity with common payment fraud patterns and abnormal transaction behaviors, with the ability to identify key risk leverage points.
- Proven ability to design, deploy, and validate risk rules or control strategies efficiently, with continuous optimization based on performance feedback.
Soft Skills
Strong logical reasoning and high risk sensitivity, capable of rapidly identifying payment risk behaviors, reconstructing risk paths, and summarizing risk characteristics.
Excellent communication and cross-functional collaboration skills, able to clearly articulate risk judgments and strategy requirements and drive alignment and execution across teams.
Strong long-term interest in the payment risk domain, with a continuous learning mindset and close attention to emerging fraud techniques, evolving payment models, and regulatory trends.
Detail-oriented, highly responsible, and resilient under pressure, with the ability to perform effectively in high-intensity and complex environments.
Why Join Us
At Bybit, we are committed to fostering a supportive and enriching work environment.
Our benefits include:
- Study Growth Fund: We support your professional development and continuous learning.
- Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.
- Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.
- Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.
- Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.
