Role Summary
Risk Service Line is part of Group IT Enablement & Control Functions and is responsible for managing end-to-end BAU reporting processes and changes across Enterprise Risk Management by partnering with stakeholders primarily from Group Risk. The Solution Designer plays a key role in defining and validating the end-to-end solution architecture for the bank's Credit Risk Management Standard (CRMS) implementation. The role ensures that the CRMS design is aligned with regulatory requirements (CBUAE, Basel III/IV, IFRS9).
This position requires strong expertise in risk systems architecture, data modeling, integration design, and risk application configuration translating business and regulatory needs into a robust, scalable, and compliant technology solution.
Key Responsibilities
- Solution Architecture & Design
- Lead the solution design and architecture blueprint for the CRMS Solution covering functional and technical domains (Credit Risk and Enterprise Risk where applicable).
- Define end-to-end system architecture, including integration with Core Banking & LOS, Data Warehouse / Data Lake, Model Execution Engine (PD-LGD-EAD models), Collateral, Limits, and Exposure Systems, Reporting & Analytics layer and down-stream systems used for IFRS9 ECL , Capital computations, etc.
- Develop the Solution Design Document (SDD) outlining logical, application, and data architecture for the CRMS implementation.
- Functional Design Alignment
- Data Architecture & Integration
- Regulatory & Risk Compliance
- Design Governance & Documentation
Skills & Experience Required
Technical & Functional Expertise
- Deep understanding of Credit and Enterprise Risk Management processes, exposure management, and RWA/ECL calculation principles.
- Proven experience designing or implementing credit risk systems (Moody's RiskFoundation (IFRS9), Moody's CreditLens, ETL, etc.).
- Strong data architecture and ETL/integration design knowledge
- Understanding of risk data aggregation and reporting (BCBS 239) principles.
- Familiarity with DevOps CI/CD pipelines, data lineage tools, and microservices integration is an advantage.
Qualifications & Soft Skills
- Bachelor's or Master's degree in Information Systems, Computer Science, Finance with Banking Experience.
- Minimum 812 years of experience in banking technology, risk system design, or enterprise architecture.
- Experience in end-to-end design of credit risk or enterprise risk platforms.
- Professional certifications preferred: TOGAF, AWS/Azure Architect, or PMP.
- Strong analytical and problem-solving mindset.
- Excellent communication and stakeholder management skills across business, IT, and vendor domains.
