Crédit Agricole Egypt Since its launch in 2006, Crédit Agricole Egypt has succeeded to become a strong player on the economic scene, positioning itself as the Reference European Bank in Egypt. Aiming to become a leading innovation-driven sustainable bank, Crédit Agricole Egypt is committed to bring its international expertise to the local market to serve its clients and drive the sustainable development in line with Egypt's national priorities.
With a universal customer-focused model, Crédit Agricole Egypt is a whole bank just for you serving the entire spectrum of customers: individuals, SMEs, enterprises, Corporate and public sector. Prioritizing its customers best interests, Crédit Agricole Egypt presents an extensive range of services, tailored financial solutions and the sound advice, to accompany its clients in their walk of life. Awarded most innovative bank in Egypt, convenience and distinguished customer experience is Crédit Agricole Egypt's endeavor to attain its customers satisfaction throughout its nationwide network of branches and its state-of-the-art fully-fledged platform of digital services. Furthermore, Crédit Agricole Egypt is in line with the world's digital transformation, encouraging and implementing an innovative environment to exceed its customers expectations.
In addition, for being an active contributor to the local economy, the bank is committed to support the development of the Egyptian community and the respect of the environment.
Job Description:
- Manage and develop a portfolio of customers and introduce new prospects
- Achieve assigned budget.
- Daily account management and handling customer complaints
- Monitor client's daily transactions and handle compliance requirements
- Reactivate Dormant accounts while minimizing closed relations (attrition)
- Make calls to existing as well as prospect clients
- Boost Liabilities in his portfolio by attracting new deposits and fresh funds
- Maximize utilization of approved borrowing clients facility limits
- Maximize Trade Finance activity within his portfolio
- Enhance the Capital Market Activity of his portfolio and confirm all FX deals with CM team
- Spread, study & carefully analyze client financial statements, structure credit facilities & mitigate risks.
- Conduct full market analysis and assess client business.
- Discuss credit proposal with Risk Department
- Handle renewal of existing client facilities
- Follow up the receipt of clients documentation and handle any discrepancies
- Market Corporate Assets / liabilities, as well as the full range of CAE products and services.
- Actively contribute to synergies with other LOBs
- Comply with CAE policies & procedures as well CBE directives and guidelines.
Qualifications Required:
- The ideal candidate should hold a Bachelor's degree from a reputable university – Business or finance (Master's or Credit Course or finance certification is a plus).
- Good knowledge of capital & money market including regulations & proceeds.
- Familiarity with Central Bank of Egypt guidelines & policies.
- Good knowledge of the outside market
- Strong financial & economic analytical capabilities.
- Strong selling and negotiation skills.
- Excellent English communication and written skills.
- Good Computer skills (word, excel & PowerPoint)
- 3-4 years of banking experience in the same field.
